WEBSITE TERMS OF USE

Terms of Use

These Terms of Use are applicable to www.rigelwealthsolution.nl, other affiliated sites, digital services, or applications on which a link to these Terms of Use appears (collectively, the "Rigel Wealth Solution Website") and apply to all visitors of the Rigel Wealth Solution Website. These Terms of Use and any other terms that appear on the page from which you were directed to these Terms of Use govern your use of the Rigel Wealth Solution Website. By accessing the Rigel Wealth Solution Website, you agree to be legally bound by the Terms of Use then in effect.

These Terms of Use and the information and materials contained in the Rigel Wealth Solution Website are subject to change at any time and from time to time, without notice. Rigel Wealth Solution (Netherlands) Limited (“Rigel Wealth Solution”) may add features to or remove features from the Rigel Wealth Solution Website at any time and from time to time in its sole discretion. Continued access to the Rigel Wealth Solution Website following any modification in these Terms of Use will constitute your acceptance of the amended Terms of Use.

If you do not agree to these Terms of Use, do not use the Rigel Wealth Solution Website and leave the Rigel Wealth Solution Website immediately.

These Terms of Use refer to the Rigel Wealth Solution Privacy Policy which is also applicable to your use of the Rigel Wealth Solution Website. The Rigel Wealth Solution Privacy Policy sets out the terms on which Rigel Wealth Solution processes any personal data it collects from you, or that you provide to Rigel Wealth Solution. By using the Rigel Wealth Solution Website, you consent to such processing and you warrant that all data provided by you is accurate.

Access Subject to Local Restrictions

The Rigel Wealth Solution Website and all information and functionalities contained within them are not directed at or intended for use by any person resident or located in any jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such jurisdiction; or (2) such distribution is prohibited without obtaining the necessary licenses or authorisations by the relevant branch, subsidiary or affiliate office of Rigel Wealth Solution and such licenses or authorisations have not been obtained.

Services and Products

Products and services displayed on the Rigel Wealth Solution Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.

Any materials, information or reports published, distributed or otherwise made available on the Rigel Wealth Solution Website is published for information purposes and is subject to change at any time without notice. They have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient and should not be construed as a solicitation, offer or recommendation, to buy or sell any securities, investment or other financial instruments, to effect any transactions or to conclude any legal act of any kind whatsoever. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials, nor are they a complete statement of the securities, markets or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups Page | 2 Version 1.0 Created 03/06/18 of Rigel Wealth Solution as a result of using different assumptions and criteria. Rigel Wealth Solution is under no obligation to update or keep current the information contained herein nor to remove any outdated information from the Rigel Wealth Solution Website or to expressly mark it as being outdated.

No Offer

All information and materials published, distributed or otherwise made available on the Rigel Wealth Solution Website are provided for informational purposes, for your non-commercial, personal use only. No information or materials published on the Rigel Wealth Solution Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

Rigel Wealth Solution does not provide investment, legal or tax advice through the Rigel Wealth Solution Website and nothing herein should be construed as being financial, legal, tax or other advice. Rigel Wealth Solution does not represent that any securities or services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the Rigel Wealth Solution Website.

When making a decision about your investments, you should seek the advice of a professional financial advisor or qualified expert.

Performance

The future performance of an investment cannot be deduced from previous market value, i.e. the value of an investment may fall as well as rise. An investment may also lose value due to changes in rates of foreign exchange. Rigel Wealth Solution cannot guarantee that any capital invested will maintain or increase in value.

Forward Looking Statements

The Rigel Wealth Solution Website may contain statements that constitute "forward looking statements". While these forward looking statements may represent Rigel Wealth Solution’s judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from Rigel Wealth Solution’s expectations. Rigel Wealth Solution is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.

No Warranty

Your use of the Rigel Wealth Solution Website is at your own risk. The Rigel Wealth Solution Website, together with all content, information and materials contained therein, is provided "as is" and "as available" without any representations or warranties of any kind. Any materials, information or content accessed, downloaded or otherwise obtained through the use of the Rigel Wealth Solution Website is done at your own risk and Rigel Wealth Solution is not responsible for any damage to your computer systems or loss of data that results from the download of such material. Rigel Wealth Solution and its affiliates expressly disclaim all representations or warranties of any kind, whether express or implied, with respect to the Rigel Wealth Solution Website, and all materials, information, content and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, Rigel Wealth Solution does not warrant the accuracy, timeliness, completeness, security, reliability or availability of the Rigel Wealth Solution Website or the information or results obtained from use of the Rigel Wealth Solution Website, or that the Rigel Wealth Solution Website will be available at all times, or is virus-free or error-free. Page | 3 Version 1.0 Created 03/06/18 No Liability To the fullest extent permitted by law, in no event shall Rigel Wealth Solution or its affiliates, or any of its directors, employees, contractors, service providers or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the Rigel Wealth Solution Website, or any links to third party websites.

You are solely responsible for acquiring and maintaining such electronic devices and equipment that can handle and will allow you to access and use the Rigel Wealth Solution Website and for taking adequate and appropriate data security measures in accordance with good industry practice to protect yourself against fraud or cyber-attacks on a continuous basis (e.g. by using the most recent browser versions, and installing recommended security patches and up-to-date anti-virus programs and firewalls). Rigel Wealth Solution specifically disclaims all liability for any tampering with any user's computer system by unauthorized parties, or for losses or liabilities suffered by any user arising from viruses or attacks by hackers.

In no event will Rigel Wealth Solution or its affiliates, or any of its officers, directors, employees, contractors, service providers or agents be liable for any incidental, special, punitive or consequential damages howsoever caused arising out of the use of the Rigel Wealth Solution Website, its content, or the inability to use the Rigel Wealth Solution Website. This disclaimer of liability applies to any and all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction, or unauthorized access, whether for breach of contract, tortious behavior, negligence or under any other cause of action.

Links

The Rigel Wealth Solution Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. Rigel Wealth Solution has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. Rigel Wealth Solution shall have no liability for third party content or websites or websites linking to or framing the Rigel Wealth Solution Website.

Data Protection and Privacy Policy

Rigel Wealth Solution is committed to protecting your privacy. All information gathered from you in connection with your use of the Rigel Wealth Solution Website of affiliated websites will be maintained in accordance with the applicable privacy policies stated on the Rigel Wealth Solution Website.

By using the Rigel Wealth Solution Website you consent to Rigel Wealth Solution processing of the information referred to in this paragraph and you warrant that all data provided by you is true and accurate.

Monitoring of Communications

To help Rigel Wealth Solution improve its service and in the interest of security, it may monitor and/or record communications (whether over the internet, telephone or otherwise) between you and Rigel Wealth Solution. All recordings are the sole property of Rigel Wealth Solution.

Intellectual Property Rights

Rigel Wealth Solution, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the Rigel Wealth Solution Website. Individual pages and/or sections of Page | 4 Version 1.0 Created 03/06/18 the Rigel Wealth Solution Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the Rigel Wealth Solution Website for commercial or public purposes, without the prior written permission of Rigel Wealth Solution. Systematic retrieval of content from the Rigel Wealth Solution Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the Rigel Wealth Solution Website without the prior written permission from Rigel Wealth Solution is strictly prohibited.

Except as noted above, you may not use any trademarks of Rigel Wealth Solution for any purpose without the prior written permission of Rigel Wealth Solution.

Electronic Communication (E-Mail)

The Internet is a universally accessible medium. Ordinary e-mail messages sent over the Internet are neither confidential nor secure. They may be easily accessible by third parties and may entail a considerable amount of danger and risk including: (a) lack of confidentiality (e-mails and their attachments can be read and/or monitored without detection); (b) manipulation or falsification of the sender's address or of the email's (or attachment's) content (e.g. changing the sender's address(es) or details); (c) system outages and other transmission errors, which can cause e-mails and their attachments to be delayed, mutilated, misrouted and deleted; (d) viruses, worms, Trojan horses etc. may be spread undetected by third parties and may cause considerable damage; and (e) interception by third parties.