CLIENT MATERIALS TERMS OF USE

IMPORTANT LEGAL INFORMATION

This document is issued by Rigel Wealth Solution (Netherlands) Limited (“Rigel Wealth Solution”) to you for information purposes only and does not constitute a recommendation, offer or solicitation to buy or sell financial instruments or any other financial product. This document is not intended for distribution in any jurisdiction where it is not lawful to do so. This document has not and will not be reviewed or approved by any Netherlands regulatory authority. The products and services mentioned herein have not been registered or approved by any Netehrlands regulatory authority. Comments and analyses contained in this document reflect the opinions of Rigel Wealth Solution and/or affiliates or members of Rigel Wealth Solution (the “Group Companies”) on the markets and market trends, based on their expertise, economic analyses and the information in their possession at the date of this document and are liable to change. Rigel Wealth Solution and/or the Group Companies are not under any obligation to update or keep current any of the information contained herein.

Past performance and volatility is no guarantee of future performance and volatility which may change over time, and can be separately affected by fluctuating exchange rates. Performance data does not take into account the fees and charges received when issuing and redeeming units. It is the responsibility of each investor, to read the documentation for the relevant financial product before making any investment decision, in order to analyze the associated risks and reach his own decision, independently of Rigel Wealth Solution and/or the Group Companies. Investors are recommended to obtain independent advice from specialist advisors in these matters, in particular to ensure that the investment is appropriate to his financial and tax position.

Neither Rigel Wealth Solution, the Group Companies nor any of their directors, officers, employees, or agents shall have any liability, however arising, for any error, inaccuracy or incompleteness of fact or opinion in this document. Neither Rigel Wealth Solution nor the Group Companies accept any liability for any loss arising from any use of this document or its contents. The reader must personally verify the information supplied by Rigel Wealth Solution and/or the Group Companies by consulting the sources cited. Under no circumstances can Rigel Wealth Solution or the Group Companies be held liable for any investment decision to buy, sell or hold on the basis of the information contained in this document. In the event of dispute, the applicable law shall be the laws of The Commonwealth of The Netherlands with exclusive place of jurisdiction in The Netherlands. Reproduction of part or all of the contents of any of these pages is prohibited.